Money Tools & Calculators
Explore practical calculators and tools to help you make smarter decisions about money, mortgages and property investment. Whether you’re reviewing your home loan, assessing a rental property or planning your next financial move, these resources will help you understand the numbers.
Mortgage Repayment Calculator
Estimate your regular home loan or investment property repayments using your loan amount, interest rate and loan term. Use this tool to understand how different loan settings could affect your repayments.
Open Mortgage Repayment Calculator
Summary
| # | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
Rental Yield Calculator
Estimate the gross rental yield of an investment property using its purchase price and expected rental income. Compare properties and get a clearer picture of their potential rental returns.
Property Cash Flow Calculator
Estimate the income and expenses of an investment property, including rental income, mortgage repayments, council rates, insurance and maintenance. Understand whether your property may generate positive or negative cash flow.
Airbnb vs Long-Term Rental Calculator
Compare the potential income and expenses of renting a property through Airbnb versus a traditional long-term tenancy. Factor in estimated occupancy, nightly rates, ongoing costs and rental income to help assess which option may suit your property.
Extra Mortgage Repayment (Amortisation) Calculator
See how making extra repayments on your home loan could reduce the interest you pay and shorten your loan term. Adjust your additional monthly repayments to explore potential savings over the life of your mortgage.
Open Extra Mortgage Repayment (Amortisation) Calculator
Note: Results are estimates for educational purposes only. Actual interest savings and loan payoff dates may vary depending on your lender’s interest calculations, fees, repayment timing and loan conditions. Check with your lender for exact figures.
Property Investment Return Calculator
Evaluate the potential returns of an investment property by bringing together rental income, ongoing expenses, cash flow and estimated property value growth. Use the results to compare investment opportunities and understand the factors that may affect your overall return.
Open Property Investment Return Calculator
Important Disclaimer: This calculator provides estimates for general information purposes only and is not financial, investment, tax or legal advice. Actual returns may vary. Results may exclude tax, selling costs, loan principal repayments, changes in interest rates, vacancy periods, unexpected repairs and other expenses. Consider your circumstances and seek independent professional advice before making investment decisions.